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The
Mortgage group would like to Congratulate you on your
decision to buy a new home! There are many important things
to consider throughout the process, especially if you're
a first-time homebuyer. Here's some information that will
keep you on track.
In General....
A home purchase may be your largest financial transaction
to date, so it's important to make the right decisions
and to keep an eye on the details. With the assistance
of your Real Estate Agent and Loan Officer, it should
be an efficient, pleasant, and ultimately rewarding experience.
Count on Your Real Estate Agent to:
Preview available homes to weed out those that are overpriced,
or undesirable in some other way.
Present the homes that suit your needs as you've defined
them.
Help you determine the difference between a "good
buy" and a property which, because of its nature
(neighborhood, market appeal, etc.), might have to be
discounted if you decide to sell in the future.
Negotiate the best deal for you. With a Pre-Qualification
letter from The Mortgage Group in hand, your Real Estate
Agent will be able to demonstrate that you are a qualified
and capable borrower. This will strongly influence the
Seller, and may make the difference between the Seller
accepting your offer or someone else's -- even if your
offer is lower!
Count on Your Mortgage Broker and Loan Officer to:
Assist you in selecting the best loan to meet your personal
situation and goals. (This single decision can save you
thousands of dollars throughout the years!)
Keep you informed of your loan status throughout the entire
process.
Keep your Real Estate Agent informed of our loan progress
(Note: your personal information is always kept confidential
between you and The Mortgage Group; only deal points and
progress are shared).
Get the appropriate loan for you at the best rates and
fees. This will save you significant money "up front"
and throughout the years to come.
Count on Yourself to:
Keep your Real Estate Agent informed of any questions
or concerns as they develop.
Keep the process moving by providing documentation and
decisions as soon as reasonably possible. By doing so,
many of the details are taken care of early in the process
so you can comfortably concentrate on any last-minute
details or events that require your attention. Enjoy purchasing
your home, but do remain objective throughout -- to make
the business decisions that are best for you.
Make
sure you are pre-approved as early as possible. This will
put the power of financing behind you so you can concentrate
on selecting your home.
Contact
a Loan Officer for more information.
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